Important Notice

Please read this Disclaimer carefully before using Insighthread. By accessing or using our website at Insighthread.com and our AI-powered stock market analysis platform (the "Service"), you acknowledge that you have read, understood, and agree to be bound by this Disclaimer.

Not Financial Advice

Insighthread DOES NOT PROVIDE FINANCIAL ADVICE, INVESTMENT ADVICE, TRADING ADVICE, TAX ADVICE, OR ANY OTHER FORM OF PROFESSIONAL ADVICE.

The information, data, analysis, and content provided through our Service are for informational and educational purposes only. Nothing contained on this platform should be construed as:

• A recommendation or solicitation to buy, sell, or hold any security, cryptocurrency, or financial instrument

• An offer to buy or sell any security or financial product

• Personalized investment advice tailored to your individual circumstances

• Tax, legal, or accounting advice

• A guarantee of future performance or results

You are solely responsible for your own investment research and decisions.

No Fiduciary Relationship

Insighthread is not:

• A registered investment advisor

• A registered broker-dealer

• A financial planner or wealth manager

• A certified public accountant

• A licensed attorney

• A fiduciary acting on your behalf

No fiduciary relationship is created between you and Insighthread by your use of the Service. We do not act as your financial advisor, and we have no duty to act in your best interest.

Investment Risks

All investments involve risk, including the potential loss of principal. Before making any investment decision, you should:

• Conduct your own research and due diligence

• Consult with qualified financial, tax, and legal professionals

• Consider your personal financial situation, goals, and risk tolerance

• Understand that past performance does not guarantee future results

• Be prepared to potentially lose some or all of your investment

Specific Risk Factors

Market Risk: The value of securities can fluctuate significantly due to market conditions, economic factors, geopolitical events, and other variables outside anyone's control.

Volatility Risk: Prices of securities can change rapidly and unpredictably, particularly in response to earnings reports, analyst ratings, or market sentiment.

Liquidity Risk: Some securities may be difficult to buy or sell at desired prices, particularly during periods of market stress.

Concentration Risk: Investing heavily in a single security, sector, or asset class increases your exposure to specific risks.

Information Risk: Investment decisions based on incomplete, inaccurate, or outdated information may result in losses.

Data Accuracy and Limitations

No Guarantee of Accuracy

While we strive to provide accurate and reliable information, we do not guarantee the accuracy, completeness, timeliness, or reliability of any data, analysis, or content provided through the Service.

Financial data may be subject to:

• Delays in updates or publication

• Errors in source data or our calculations

• Revisions by companies after initial reporting

• Discrepancies between different data sources

• Technical errors in data processing or display

Third-Party Data Sources

Our Service aggregates data from various third-party sources, including:

• SEC EDGAR filings (10-K, 10-Q, 8-K reports)

• Financial data providers

• Earnings call transcripts and reports

• Analyst estimates and consensus forecasts

• Market data feeds

We do not control these third-party sources and are not responsible for errors, omissions, or delays in their data. Third-party data is provided "as is" without warranty.

AI-Generated Content

Our Service uses artificial intelligence to generate analysis, insights, and summaries. AI-generated content may contain:

• Errors in interpretation or analysis

• Inaccuracies or factual mistakes

• Biases inherent in the underlying models

• Outdated information based on training data

• Hallucinations or fabricated information

AI-generated content should be used as a starting point for your own research, not as a definitive source of truth. Always verify AI-generated analysis independently.

Analyst Estimates and Forecasts

The Service may display analyst estimates, price targets, earnings forecasts, and revenue projections. These forecasts:

• Are opinions of third-party analysts, not predictions by Insighthread

• Are frequently revised and may change significantly

• Have no guarantee of accuracy

• Should not be relied upon as the sole basis for investment decisions

• Represent the views of the analysts at the time they were published

Past forecast accuracy does not guarantee future forecast accuracy.

Historical Data

Historical financial data and charts displayed on our Service:

• Reflect past performance only

• Do not predict future results

• May be subject to revisions or restatements

• May not account for stock splits, dividends, or other corporate actions

• Should be used for research purposes only

PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS.

Forward-Looking Statements

Information about companies on our platform may include forward-looking statements from earnings calls, SEC filings, or management commentary. Forward-looking statements:

• Are based on current expectations and assumptions

• Involve known and unknown risks and uncertainties

• May not accurately predict actual future results

• Are not guarantees of future performance

• Should be considered in conjunction with historical data and risk factors

Scores and Ratings

Our platform may display proprietary scores, ratings, or rankings, including but not limited to:

• Financial Health Scores

• Valuation Scores

• Growth Momentum Scores

• Quality metrics and rankings

These scores and ratings:

• Are based on our proprietary methodologies and algorithms

• Are provided for informational purposes only

• Should not be considered investment recommendations

• May not reflect all factors relevant to your investment decision

• Are subject to change based on new data or methodology updates

• Have limitations and may not be suitable for all users

A high score does not guarantee a good investment, and a low score does not guarantee a poor investment.

Limitation of Liability

Disclaimer of Warranties

THE SERVICE AND ALL INFORMATION, DATA, ANALYSIS, AND CONTENT PROVIDED THROUGH THE SERVICE ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY.

WE EXPRESSLY DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

• MERCHANTABILITY

• FITNESS FOR A PARTICULAR PURPOSE

• NON-INFRINGEMENT

• ACCURACY, COMPLETENESS, OR RELIABILITY OF DATA

• TIMELINESS OF INFORMATION

• UNINTERRUPTED OR ERROR-FREE SERVICE

Limitation of Damages

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, Insighthread, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, PARTNERS, AND DATA PROVIDERS SHALL NOT BE LIABLE FOR:

• ANY INVESTMENT LOSSES YOU MAY INCUR

• ANY TRADING LOSSES OR MISSED OPPORTUNITIES

• ANY DECISIONS MADE BASED ON INFORMATION FROM THE SERVICE

• ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES

• ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL

• ANY DAMAGES RESULTING FROM ERRORS, OMISSIONS, OR INACCURACIES IN THE DATA

THIS LIMITATION APPLIES REGARDLESS OF THE LEGAL THEORY (CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE) AND EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Regulatory Compliance

SEC and FINRA

Insighthread is not registered with:

• The U.S. Securities and Exchange Commission (SEC) as an investment advisor

• The Financial Industry Regulatory Authority (FINRA) as a broker-dealer

• Any state securities regulator

We do not provide regulated investment advisory services.

Tax Implications

Investment decisions may have tax consequences. We do not provide tax advice, and you should consult with a qualified tax professional regarding:

• Capital gains and losses

• Dividend taxation

• Tax-advantaged investment strategies

• State and local tax implications

• International tax considerations

Geographic Limitations

The Service is intended for users in the United States. The information and analysis provided:

• Focus primarily on U.S. publicly traded companies

• Are based on U.S. accounting standards (GAAP) and SEC regulations

• May not be applicable or accurate for non-U.S. securities

• Do not account for international tax or regulatory considerations

If you are accessing the Service from outside the United States, you are responsible for compliance with local laws and regulations.

User Responsibility

By using the Service, you acknowledge and agree that:

1. You are solely responsible for your investment decisions. We provide tools and information, not personalized advice.

2. You will conduct your own research. Our Service is a starting point, not a complete analysis.

3. You will seek professional advice. Consult with qualified financial, tax, and legal professionals before making significant financial decisions.

4. You understand the risks. All investments carry risk, including the potential loss of your entire investment.

5. You will verify information. Do not rely solely on data from our Service without independent verification.

6. You accept the limitations. Our data, analysis, and AI-generated content have limitations and may contain errors.

No Endorsement

Reference to any specific company, security, or investment strategy on our platform does not constitute an endorsement or recommendation. The inclusion of any company in our database is for informational purposes only.

Changes to This Disclaimer

We may update this Disclaimer from time to time. We will notify you of any material changes by:

• Posting the new Disclaimer on this page

• Updating the "Last Updated" date

• Providing notice through the Service

Your continued use of the Service after changes are posted constitutes your acceptance of the updated Disclaimer.

Contact Information

If you have questions about this Disclaimer, please contact us:

Insighthread

Email: legal@Insighthread.com

Website: https://Insighthread.com/contact

Summary

In summary:

• ✗ We are NOT financial advisors

• ✗ We do NOT provide investment recommendations

• ✗ We do NOT guarantee data accuracy

• ✗ We are NOT liable for your investment decisions

• ✓ We DO provide financial data and tools for your research

• ✓ You ARE responsible for your own investment decisions

• ✓ You SHOULD consult qualified professionals

• ✓ You SHOULD verify all information independently

By using Insighthread, you acknowledge that you have read, understood, and agree to this Disclaimer. If you do not agree, please do not use the Service.