Insighthread vs Fiscal.ai
Pick Insighthread if you want real-time news and insider-trade tracking built directly from SEC filings, with a full news feed and a document-aware AI chat. Pick Fiscal.ai if you build valuation models across a global universe and want a 300+ metric screener and DCF tools. The biggest difference is scope: Fiscal.ai covers 100,000+ global stocks, ETFs, and funds on licensed S&P data, while Insighthread covers 6,000+ US-listed companies exclusively from SEC filings.
Insighthread vs Fiscal.ai: Side-by-Side
| Insighthread | Fiscal.ai | |
|---|---|---|
| What it is | SEC-native news, filings, transcripts, and financials app | Broader data platform with modeling and valuation tools |
| Data source | SEC filings only | Licensed S&P Market Intelligence data |
| Coverage | 6,000+ US-listed companies | 100,000+ global stocks, ETFs, and funds |
| News | Every item shown in full, linked to its SEC filing | Most headlines locked behind "Upgrade to Unlock news" in testing |
| Insider trades | 1-5 conviction score, cluster detection, sector heat map, officers-only view | Form 4 insider and 5%-owner transactions, without clustering or a conviction layer |
| Valuation tools | Not offered | 300+ metric screener, DCF modeling, relative multiples, IRR models |
| Pricing | $30/month or $300/year, 7-day free trial, no credit card | Free tier; Pro $39/month billed annually ($49 monthly); Max $99/month |
Insighthread vs Fiscal.ai: Two Different Takes on Financial Research
Insighthread and Fiscal.ai both help investors dig into a company's financials, filings, and news, but they start from different premises.
Insighthread builds everything, news, filings, transcripts, and financials, directly and exclusively from SEC filings for 6,000+ US-listed companies.
Fiscal.ai is a broader data platform covering 100,000+ global stocks, ETFs, and funds, built on licensed S&P Market Intelligence data with a heavier emphasis on modeling and valuation tools.
Fiscal.ai's News Tab Locks Most Headlines Behind a Paywall
In hands-on testing, Fiscal.ai's News tab shows a handful of open headlines followed by a long run of entries marked "Upgrade to Unlock news," with the preview text blurred out, even on a mega-cap ticker like Microsoft.
Insighthread's News tab shows every item in full: ticker, category badge, and 5-bar impact signal, with no paywall gate on the feed itself.
Every Insighthread news item also links back to the exact SEC filing it was generated from, so a claim can be checked at the source in seconds.
Insighthread's Chat Follows the Document, Fiscal.ai's Chat Stays Put
In direct side-by-side testing, Fiscal.ai's chat stayed scoped to whichever single document or page was already open, with no ability to pull in or tool-call across other pages or filings in the same conversation.
Insighthread's chat automatically attaches whichever item the user has open, a news article, an earnings transcript, a filing, a company profile, as context, and offers suggestion chips keyed to that specific document type.
That means a user can go from reading an 8-K to asking a filing-specific question without re-explaining what they're looking at, something that felt notably more limited on Fiscal.ai in the same test.
Insider Trades: Insighthread's Conviction Scoring vs Fiscal.ai's Raw Ownership Data
Fiscal.ai tracks insider and 5%-owner transactions globally, sourced from Form 4 filings, as part of a broader Estimates & Ownership section.
Insighthread's Insider Trades module goes further: a proprietary 1-5 conviction score per trade, cluster-buy and cluster-sell detection when multiple insiders move together, a sector heat map, and an officers-only view, alongside a fully filterable raw trades table.
Fiscal.ai surfaces the same underlying filings, but without the clustering or conviction layer that turns raw Form 4 data into a scannable signal.
Where Fiscal.ai Wins: Coverage Breadth and Valuation Modeling
Fiscal.ai is genuinely broader in raw coverage, 100,000+ tickers globally against Insighthread's 6,000+ US-listed companies.
Fiscal.ai also ships tools Insighthread doesn't try to compete on: a 300+ metric stock screener and DCF modeling with reverse and forward valuation, relative multiples, and IRR models built from natural-language prompts.
Anyone whose job is building valuation models across a global universe will find real, useful tools on Fiscal.ai that Insighthread doesn't attempt to replicate.
Insighthread vs Fiscal.ai Pricing
Insighthread is $30 a month flat, with a 7-day free trial and no credit card required.
Fiscal.ai's free tier is genuinely usable on its own, and its Pro plan runs $39 a month billed annually ($49 month-to-month), with a Max plan at $99 a month for unlimited dashboards.
The two aren't quite pricing for the same thing: Fiscal.ai's higher tiers are paying for modeling depth and global breadth, while Insighthread's flat $30 is paying for a real-time, filing-native news and insider-trade pipeline with no paywalled tiers inside the product.
