Insighthread vs Fiscal.ai

Insighthread vs Fiscal.ai: Two Different Takes on Financial Research

Insighthread and Fiscal.ai both help investors dig into a company's financials, filings, and news, but they start from different premises.

Insighthread builds everything, news, filings, transcripts, and financials, directly and exclusively from SEC filings for 6,000+ US-listed companies.

Fiscal.ai is a broader data platform covering 100,000+ global stocks, ETFs, and funds, built on licensed S&P Market Intelligence data with a heavier emphasis on modeling and valuation tools.

Fiscal.ai's News Tab Locks Most Headlines Behind a Paywall

In hands-on testing, Fiscal.ai's News tab shows a handful of open headlines followed by a long run of entries marked "Upgrade to Unlock news," with the preview text blurred out, even on a mega-cap ticker like Microsoft.

Insighthread's News tab shows every item in full: ticker, category badge, and 5-bar impact signal, with no paywall gate on the feed itself.

Every Insighthread news item also links back to the exact SEC filing it was generated from, so a claim can be checked at the source in seconds.

Insighthread's Chat Follows the Document, Fiscal.ai's Chat Stays Put

In direct side-by-side testing, Fiscal.ai's chat stayed scoped to whichever single document or page was already open, with no ability to pull in or tool-call across other pages or filings in the same conversation.

Insighthread's chat automatically attaches whichever item the user has open, a news article, an earnings transcript, a filing, a company profile, as context, and offers suggestion chips keyed to that specific document type.

That means a user can go from reading an 8-K to asking a filing-specific question without re-explaining what they're looking at, something that felt notably more limited on Fiscal.ai in the same test.

Insider Trades: Insighthread's Conviction Scoring vs Fiscal.ai's Raw Ownership Data

Fiscal.ai tracks insider and 5%-owner transactions globally, sourced from Form 4 filings, as part of a broader Estimates & Ownership section.

Insighthread's Insider Trades module goes further: a proprietary 1-5 conviction score per trade, cluster-buy and cluster-sell detection when multiple insiders move together, a sector heat map, and an officers-only view, alongside a fully filterable raw trades table.

Fiscal.ai surfaces the same underlying filings, but without the clustering or conviction layer that turns raw Form 4 data into a scannable signal.

Where Fiscal.ai Wins: Coverage Breadth and Valuation Modeling

Fiscal.ai is genuinely broader in raw coverage, 100,000+ tickers globally against Insighthread's 6,000+ US-listed companies.

Fiscal.ai also ships tools Insighthread doesn't try to compete on: a 300+ metric stock screener and DCF modeling with reverse and forward valuation, relative multiples, and IRR models built from natural-language prompts.

Anyone whose job is building valuation models across a global universe will find real, useful tools on Fiscal.ai that Insighthread doesn't attempt to replicate.

Insighthread vs Fiscal.ai Pricing

Insighthread is $29 a month flat, with a 7-day free trial and no credit card required.

Fiscal.ai's free tier is genuinely usable on its own, and its Pro plan runs $39 a month billed annually ($49 month-to-month), with a Max plan at $99 a month for unlimited dashboards.

The two aren't quite pricing for the same thing: Fiscal.ai's higher tiers are paying for modeling depth and global breadth, while Insighthread's flat $29 is paying for a real-time, filing-native news and insider-trade pipeline with no paywalled tiers inside the product.